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What is the Difference Between a Credit Score and a Credit Rating

A credit score is a judgement about your financial health, at one specific point in time, whereas a credit rating is a complete score that evaluates each of your credit history items on a scale of 1-9...

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How To Improve Your Credit Score

Your credit can affect everything.  In addition to your ability to buy a house and a car, you might also not be able to get that dream job you’ve always wanted.  These days, firms are doing credit...

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What You Need To Know About Your Credit Score

Many people are ignorant about their credit score or how exactly it works. That’s a dangerous attitude to have. For the record, your credit score is a number that reflects your ability to pay back...

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Building Credit Score As an Immigrant

Need a Free Credit Report? Not when you have come to America for the first time. You find yourself in the catch 22 situation and here is the scenario that develops. First of all you are new to the US,...

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How to Improve Your Credit Score

The first and foremost step towards improving your credit score is to get your Free Credit Report annually from the top three bureaus, Experian, Equifax, and TransUnion.  Once you know your position,...

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